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SharmaCare & Insurance

Does SharmaCare accept insurance?

SharmaCare does not accept insurance, but don't let that scare you. This health care model places preventative care over profits. 

  • In addition to SharmaCare membership we recommend that you carry a major medical/high deductible insurance plan or share-of-cost plan for medically necessary services outside the scope of primary care, such as emergency or specialist care, and hospitalization. 

  • Keeping your current insurance plan for medical care received outside of SharmaCare is also an option. (Continue reading to learn about our partnership with PML Healthcare!)

The kind of insurance coverage you choose, or whether or not to carry health insurance, is your decision. 

Man Signing

Need help finding a major medical plan? 


SharmaCare & PML Healthcare can help

To help you navigate the complex maze of healthcare insurance, SharmaCare now collaborates with PML Healthcare, a local health insurance agency owned by Pilar Lumpkin. As an independent insurance agent, Pilar has access to a variety of insurance agencies, including the Federal Market Place.

With SharmaCare as your primary care provider, Pilar will work with you to customize an affordable insurance plan which will supplement your SharmaCare membership.


You don't have to struggle through the maze and confusion of obtaining major medical insurance on your own!

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