SharmaCare & Insurance
Does SharmaCare accept insurance?
SharmaCare does not bill any insurance, but don't let that scare you. This health care model places preventative care over profits.
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In addition to SharmaCare membership we recommend that you carry a major medical/high deductible insurance plan or share-of-cost plan for medically necessary services outside the scope of primary care, such as emergency or specialist care, and hospitalization.
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Keeping your current insurance plan for medical care received outside of SharmaCare is also an option.
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The kind of insurance coverage you choose, or whether or not to carry health insurance, is your decision.
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To help you navigate the complex maze of health coverage, SharmaCare can advise you on your options to supplement your SharmaCare membership.
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An alternative to commercial coverage is a health share program. Health Sharing programs tailored exclusively to DPC members. This gives you access to low-cost medical cost sharing to cover your emergency and hospital care.
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SharmaCare will provide your routine and preventive services.
Pairing Direct Primary Care with a health sharing program is a simplified way to build a comprehensive healthcare plan, while still paying considerably less than you would with traditional insurance.
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More information here.